Preparation Tips For Hurricane Insurance Claims

PREPARATION TIPS FOR HURRICANE INSURANCE CLAIMS:

As a restoration company with firsthand experience in helping our Florida communities recover from storm damage, we’ve seen the challenges homeowners face with their insurance claims. We genuinely care about helping our neighbors get back on their feet, which is why we want to share some tips to make sure your insurance claim has the best outcome.

1. Document Everything: Before, during, and after the storm, take photos and videos of your entire home and belongings. This includes cabinetry, flooring, personal property, and anything valuable. Document any evacuation-related expenses, power outages, and all damages after the storm.
   
   
2. Review Policy: Before a hurricane, review your insurance policy to confirm it’s up to date and provides the coverage you need. Be aware that named storm damage often has a higher deductible than regular damage. Knowing these details in advance can help you avoid surprises and better plan for potential costs.
   
   
3. Notify Your Insurer Promptly: Report the damage as soon as possible. Insurance companies have 90 days to inspect and adjust your loss once you notify them. Be sure to complete any required forms, like a “proof of loss,” and keep detailed records of every conversation with your insurance adjuster.
   
   
4. Mitigate Your Loss: Take reasonable steps to prevent further damage, such as tarping your roof or boarding up windows.
   
   
5. Follow-Up in Writing: After any discussion with an adjuster, follow up with an email summarizing the conversation. This helps ensure there’s a record, as verbal promises may not be honored later.
   
   
6. Hiring Restoration & Other Contractors: We strongly recommend hiring a local company rather than one that travels to the area solely for the storm. Local companies are better prepared, fully staffed, and committed to the community’s long-term recovery and can address warranty issues later on.
   
   
7. Mold License: In Florida, mold contractors must be licensed within the state, as out-of-state mold contractors are not recognized. This regulation is in place to protect you and ensure that only qualified professionals familiar with Florida’s specific requirements handle your mold remediation.

United Water Restoration is here to support you every step of the way. Stay safe, and don’t hesitate to reach out for any restoration needs.

Why Choose Us:

• Deep Industry Experience Related to Storm Recovery
• Comprehensive Restoration Services
• Extensive Documentation & Cost Tracking
• Preferred Vendors for Leading Insurance Companies
• Seamless Coordination with Insurance Carriers
• Locations in Sarasota, North Port, Naples & Pompano

Services:

• Water Damage
• Fire Damage
• Mold Remediation
• Biohazard
• Leak Detection
• Rebuild
• Storm Preparation

If you are experiencing any damage related to Hurricane Milton or Helene, please call us at: 1-800-976-6076